Think about how much easier it would be to not have to worry about home payments for a very long time. According to Subhash Goel, Director of Goel Ganga Developments, the shorter loan period will give the homeowner not just financial freedom but also peace of mind, allowing them to completely focus on other important life goals.

The possibility of debt relief and EMI-free months is quite alluring, but its practicality depends on each person’s unique situation. Before using emergency cash, it is important to carefully consider funding sources, bonuses, and reserves.