How to Check If a Car Has a Category Check (Cat A, B, S, or N)

Discover how to check if a used car has a damage category like Cat S or Cat N. Learn what each category means, why it matters, and how to protect yourself before buying a vehicle.

Insurance companies write off the car category when they have sustained significant damage, often due to accidents, collisions, or other incidents. The decision to write off a vehicle is typically based on a cost-benefit analysis.